@font-face{font-family:Archivo;font-style:normal;font-weight:100 900;font-stretch:62% 125%;font-display:swap;src:url(/fonts/archivo.woff2)format("woff2")}:root{--paper:#fff;--mist:#f1f4f5;--mist-2:#e3e9eb;--line:#d3dcdf;--ink:#152024;--ink-2:#34444a;--muted:#52636a;--slate:#6c7d83;--red:#c50609;--red-hover:#a30406;--red-text:#b00508;--red-tint:#fceded;--equity:#23414b;--loan:#e58a8c;--fees:#a9b7bb;--on-red:#fff;--ok:#1f6b47;--warn:#8a5a00;--focus:#0b62d6;--radius-lg:22px;--radius:14px;--radius-sm:10px;--shadow:0 1px 2px #1520240f, 0 12px 32px -12px #1520242e;--head:72px;--band:#152024;color-scheme:light}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){--paper:#0e1417;--mist:#152024;--mist-2:#1d2b30;--line:#2b3b41;--ink:#edf2f3;--ink-2:#c8d2d5;--muted:#9dadb2;--slate:#8e9fa5;--red:#c50609;--red-hover:#db1215;--red-text:#ff7a7c;--red-tint:#2a1516;--equity:#7fa6b3;--loan:#a8383b;--fees:#4e6268;--ok:#5dd39b;--warn:#f2b84b;--focus:#6aa8ff;--shadow:0 1px 2px #0006, 0 12px 32px -12px #0009;--band:#1b282d;color-scheme:dark}}:root[data-theme=dark]{--paper:#0e1417;--mist:#152024;--mist-2:#1d2b30;--line:#2b3b41;--ink:#edf2f3;--ink-2:#c8d2d5;--muted:#9dadb2;--slate:#8e9fa5;--red:#c50609;--red-hover:#db1215;--red-text:#ff7a7c;--red-tint:#2a1516;--equity:#7fa6b3;--loan:#a8383b;--fees:#4e6268;--ok:#5dd39b;--warn:#f2b84b;--focus:#6aa8ff;--shadow:0 1px 2px #0006, 0 12px 32px -12px #0009;--band:#1b282d;color-scheme:dark}:root{box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}html{scroll-padding-top:calc(var(--head) + 16px + env(safe-area-inset-top,0px));scroll-behavior:smooth}*,:before,:after{box-sizing:inherit}body{background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Archivo,Helvetica Neue,Arial,sans-serif;font-size:17px;font-stretch:100%;line-height:1.6;overflow-x:hidden}img,svg{max-width:100%;display:block}a{color:inherit}:focus-visible{outline:3px solid 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solid;border-radius:999px;min-height:32px;padding:4px 14px;font-size:14px}.site-head{z-index:40;background:color-mix(in srgb, var(--paper) 92%, transparent);-webkit-backdrop-filter:saturate(1.4)blur(10px);border-bottom:1px solid var(--line);top:0;top:env(safe-area-inset-top,0px);position:sticky}.site-head .wrap{height:var(--head);align-items:center;gap:28px;display:flex}.logo{color:var(--ink);align-items:center;gap:10px;text-decoration:none;display:flex}.logo svg{width:34px;height:28px}.logo span{letter-spacing:-.01em;font-size:22px;font-weight:800;font-stretch:118%}.logo small{letter-spacing:.02em;color:var(--muted);margin-top:-2px;font-size:11px;font-weight:500;font-stretch:100%;display:block}.nav{gap:26px;margin-left:auto;display:flex}.nav a{color:var(--ink-2);padding-block:8px;font-size:16px;font-weight:520;text-decoration:none}.nav a:hover{color:var(--ink);text-underline-offset:6px;text-decoration:underline 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stroke-width='2'%3E%3Cpath d='m2 5 5 5 5-5'/%3E%3C/svg%3E") no-repeat right 14px center;min-height:46px;color:var(--ink);-webkit-appearance:none;appearance:none;width:100%;padding:8px 40px 8px 12px;font-size:16px;font-weight:560}fieldset{border:0;min-width:0;margin:0;padding:0}.seg{background:var(--mist);border-radius:12px;grid-template-columns:repeat(5,1fr);gap:6px;padding:5px;display:grid}.seg label{position:relative}.seg input{opacity:0;cursor:pointer;position:absolute;inset:0}.seg span{min-height:40px;color:var(--ink-2);border-radius:9px;justify-content:center;align-items:center;font-size:15px;font-weight:620;display:flex}.seg input:checked+span{background:var(--paper);color:var(--ink);box-shadow:0 1px 3px #00000024}.seg input:focus-visible+span{outline:3px solid var(--focus);outline-offset:1px}.switch{cursor:pointer;align-items:center;gap:12px;font-weight:620;display:flex}.switch input{-webkit-appearance:none;appearance:none;background:var(--mist-2);cursor:pointer;border-radius:999px;flex:none;width:46px;height:28px;margin:0;transition:background .15s;position:relative}.switch input:after{content:"";background:var(--paper);border-radius:50%;width:22px;height:22px;transition:transform .15s;position:absolute;top:3px;left:3px;box-shadow:0 1px 3px #00000040}.switch input:checked{background:var(--ink)}.switch input:checked:after{transform:translate(18px)}details.more{border-top:1px solid var(--line);padding-top:18px}details.more summary{cursor:pointer;justify-content:space-between;align-items:center;min-height:44px;font-weight:620;list-style:none;display:flex}details.more summary::-webkit-details-marker{display:none}details.more summary:after{content:"+";color:var(--muted);font-size:24px;font-weight:400}details.more[open] summary:after{content:"–"}details.more .inner{gap:22px;padding-top:16px;display:grid}.results{gap:28px;display:grid}.rate-head .label{color:var(--ink-2);font-weight:620}.rate{letter-spacing:-.04em;font-variant-numeric:tabular-nums;margin-top:6px;font-size:clamp(56px,8vw,96px);font-weight:820;font-stretch:112%;line-height:1}.rate small{letter-spacing:0;color:var(--ink-2);margin-left:6px;font-size:.42em;font-weight:700}.rate-meta{color:var(--muted);margin-top:12px;font-size:15px}.rate-meta strong{color:var(--ink)}.house-wrap{border-block:1px solid var(--line);grid-template-columns:minmax(150px,220px) 1fr;align-items:center;gap:28px;padding-block:24px;display:grid}.house svg{width:100%;height:auto;overflow:visible}.legend{gap:14px;display:grid}.legend-row{grid-template-columns:14px 1fr auto;align-items:baseline;gap:12px;display:grid}.legend-row i{border-radius:4px;width:14px;height:14px;transform:translateY(2px)}.legend-row .v{font-variant-numeric:tabular-nums;font-weight:680}.legend-sub{color:var(--muted);gap:4px;margin:-6px 0 0 26px;font-size:14px;display:grid}.legend-sub div{font-variant-numeric:tabular-nums;justify-content:space-between;gap:12px;display:flex}.note{border-radius:var(--radius-sm);background:var(--red-tint);color:var(--ink);padding:12px 14px;font-size:14px}.figures{grid-template-columns:repeat(3,minmax(0,1fr));gap:0;margin:0;display:grid}.figures div{border-bottom:1px solid var(--line);padding:16px 16px 16px 0}.figures dt{color:var(--muted);font-size:14px}.figures dd{font-variant-numeric:tabular-nums;margin:4px 0 0;font-size:21px;font-weight:720;font-stretch:106%}.split-bar{gap:10px;display:grid}.split-bar .bar{background:var(--mist-2);border-radius:7px;height:14px;display:flex;overflow:hidden}.split-bar .bar span{height:100%;transition:width .3s;display:block}.split-bar .keys{color:var(--muted);flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:14px;display:flex}.split-bar .keys b{color:var(--ink);font-variant-numeric:tabular-nums}.chart{width:100%;height:auto}.chart text{fill:var(--muted);font-family:inherit;font-size:12px}.afford{border-radius:var(--radius);border:1px solid var(--line);align-items:flex-start;gap:14px;padding:16px;display:flex}.afford .dot{border-radius:50%;flex:none;width:12px;height:12px;margin-top:7px}.plan summary{cursor:pointer;align-items:center;min-height:44px;font-weight:650;display:flex}.table-scroll{border:1px solid var(--line);border-radius:var(--radius);margin-top:12px;overflow-x:auto}table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;min-width:520px;font-size:14px}th,td{text-align:right;border-bottom:1px solid var(--mist-2);white-space:nowrap;padding:9px 12px}th:first-child,td:first-child{text-align:left}thead th{background:var(--mist);font-weight:650;position:sticky;top:0}tr.bind-end td{border-bottom:2px solid var(--red);font-weight:650}.calc-cta{border-radius:var(--radius);background:var(--band);color:#fff;gap:14px;padding:24px;display:grid}.calc-cta p{color:#fffc;font-size:15px}.calc-cta 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var(--line);grid-template-columns:48px 1fr;gap:20px;padding:32px 32px 32px 0;display:grid}.service:nth-child(odd){border-right:1px solid var(--line)}.service:nth-child(2n){padding-left:32px}.service svg{width:40px;height:40px;color:var(--red-text)}.service p{color:var(--ink-2);margin-top:10px}.service a{text-underline-offset:5px;text-decoration-color:var(--red);margin-top:14px;font-weight:650;text-decoration-thickness:2px;display:inline-block}@media (width<=760px){.services{grid-template-columns:1fr}.service:nth-child(odd){border-right:0}.service:nth-child(2n){padding-left:0}.service{padding-right:0}}.steps{counter-reset:s;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;margin:0;padding:0;list-style:none;display:grid}.steps li{counter-increment:s;border-top:3px solid var(--ink);align-content:start;gap:12px;padding-top:22px;display:grid}.steps li:before{content:counter(s);color:var(--red-text);font-size:15px;font-weight:750}.steps p{color:var(--ink-2);font-size:16px}@media (width<=900px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=520px){.steps{grid-template-columns:1fr}}.about{background:var(--band);color:#fff}.about-grid{grid-template-columns:minmax(0,5fr) minmax(0,7fr);align-items:center;gap:clamp(32px,6vw,88px);display:grid}.about .portrait-frame{border-radius:var(--radius-lg);background:linear-gradient(#2c3c42,#1c282d)}.about .portrait-frame svg.silhouette{color:#4a5d63}.about .portrait-frame .ph-label{color:#afc0c5}.about h2{color:#fff}.about .lead{color:#ffffffd6;margin-top:22px}.about p+p{margin-top:16px}.about .body{color:#ffffffc7;max-width:62ch;margin-top:16px}.quals{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 28px;margin:32px 0 0;padding:0;list-style:none;display:grid}.quals li{align-items:flex-start;gap:12px;display:flex}.quals svg{color:#ff8d8f;flex:none;width:22px;height:22px;margin-top:2px}@media (width<=860px){.about-grid{grid-template-columns:1fr}.about 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